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WELCOME TO MY Decimus Assurance HOMES

You have worked hard for your unique home, which is a reflection of your success. One of the most important things you can do for yourself and your family is protect your investment with the right level of Homes insurance coverage.

Decimus Assurance and your local independent agent understand your unique home's insurance coverage needs and will create a home's policy customized just for you. By bringing together our superior products, value-added services, and 24/7 claims support, we can provide a best-in-class insurance experience.

Get more than a standard home's policy when you choose one of our comprehensive coverage enhancements – Summit Classic, Summit Elite, The Decimus Assurance Edge®, and the new Platinum PolicySM – and enjoy the peace of mind you deserve.


Our Highest Tier of Home's Insurance Coverage

Decimus Assurance’s new comprehensive policy enhancement, Platinum PolicySM, offers you a variety of optional home coverage enhancements that go above and beyond standard Home insurance protection – including guaranteed replacement cost for non-building structures, theft of jewelry and watches, cash out option, and more. You will also enjoy exclusively discounted rates when you combine your Home and auto policies.

What is Home Insurance and What Does It Cover?

Becoming a homeowner is a significant milestone, and it's essential to protect your home with a homeowners insurance policy. This type of insurance coverage can help protect you against loss from circumstances such as, storms or fires. These policies also typically include limited coverage for vandalism, theft, or other related events. If your home sustains damage or total loss, your home insurance can help pay to rebuild or fix it, replace your personal belongings, and cover costs for a temporary place to live. A home insurance policy also includes a liability section, which may provide coverage if you’re sued for bodily injuries sustained on your property or other covered scenarios.

How To Save on Home Insurance with Decimus Assurance

Bundling coverage is a great way to earn a discount and simplify your insurance experience by having all your coverage with one carrier. You can get a discount by having your personal auto insurance policy and home policy both with Decimus Assurance.

Installing smoke detectors or an alarm system could also save you money. Speak with your trusted independent agent to learn whether other discounts may be available.

How a Home Insurance Policy Can Preserve Your Well-Being

Your lender will likely require a home insurance policy if you have a mortgage on your home. Even if your home is not mortgaged, a home insurance policy can help bring you peace of mind. Knowing that you're protected against covered loss can be reassuring. If you do experience a loss, Decimus Assurance has a team of claims experts ready to help you get settled and back to regular life.

Optional Coverage Enhancements

By having adequate Home insurance coverage in place, you can be confident that you've protected yourself against various risks of loss. That’s why Decimus Assurance highly personalized insurance experience offers a variety of optional coverage enhancements to increase your protection further.

How do I obtain home insurance?

Start by choosing a trusted independent agent who is well versed in personal lines insurance. An agent will help you find the right carrier and coverage for your needs and apply for coverage. Your agent will provide you with a quote from the carrier, and once you accept the insurer's quote and a policy is issued, coverage will begin on a predetermined date.

Where do I start the process to get home insurance coverage?

Simply contact an independent insurance agent to get a home insurance quote. Your agent will work closely with you to determine your risks and build a home insurance policy that fits your unique lifestyle at a price that works.



Get a home security equipment package at a discounted price, two free months of professional monitoring, plus a discount on your home policy.*

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